Quick Guide to Workers’ Compensation in Utah
Utah Workers’ Compensation Laws
The majority of Utah workers’ compensation laws are located in §34A-2 Workers’ Compensation Act. Some of these Utah workers’ compensation laws are referenced in this article, and for a complete listing of laws on workers’ compensation insurance in Utah, visit the following link under the state’s legislature:
This article will also reference information about workers’ compensation insurance in Utah from the following website under the state’s Labor Commission:
Who is Exempt from Workers’ Compensation Insurance in Utah?
§34A-2-104 of the state code refers to certain employees who are not covered by workers’ compensation insurance in Utah. Normally, any employer with 5 or more employees must provide WC under Utah workers’ compensation laws, but this section states the following employees are exempt from coverage under workers’ compensation insurance in Utah:
• a sales agent or associate broker if the majority of their wages come from commission
• an incarcerated person, except as required by federal statute
• an insurance producer who solicits, negotiates, or places insurance
• domestic worker
• employees working under federal laws
• certain sole proprietorships
• independent contractors
How do I file a report for my injury under Utah Workers’ Compensation Laws?
You need to report the accident to your employee immediately, and the employer is then require to file a First Report of Injury report with the Utah Labor Commission’s Division of Industrial Accident within 7 days for claims for workers’ compensation insurance in Utah.
Where can I find more information on Utah Workers’ Compensation Laws for Claims?
The following link under the Industrial Accidents Division will provide you with valuable information about claims under Utah workers’ compensation laws:
You can also call the intake staff for questions about Utah workers’ compensation laws at (801) 530-6800, and this service can also help you with the claims process. Remember to call with questions right away so you can make your claim for workers’ compensation insurance in Utah as quickly as possible.
What Benefits are available in Workers’ Compensation Insurance: Utah
An injured worker is entitled to two different kinds of benefits under workers’ compensation insurance in Utah: medical benefits and wage loss benefits. These types of benefits are explained below:
1. Medical Benefits- the worker is fully covered for ALL medical expenses related to the work injury under Utah workers’ compensation laws. These benefits are not limited to the compensation for services listed below:
• doctor and hospital services
• nursing services
• physical therapy
• medical equipment
• travel mileage to and from medical facilities
If the accident was severe, workers’ compensation insurance in Utah will also cover burial costs.
2. Wage Benefits- According to Utah workers’ compensation laws, a worker is entitled up to two-thirds of their weekly wages for the amount of time they are covered. If a doctor determines the worker has a permanent disability that will impede their level of work in the future, the degree or the permanent disability will compensate for the difference in wages.